The journey has already begun, the search for a new President, the Hope for more jobs, the threat of Banks collapsing, and the Reality purchased by the Nuclear Accidents of Japan. Where are we headed in 2012? The year is pregnant with opportunities, but it is time for the United States to examine the world around them with a penetrative observation and a proactive approach to implement change. We learned from the direction of the economy, it is imperative to be cognizant of the interrelationship of the many tangents dangling in front of our noses. Reality affects change and I intuit that this will be the year that “The Sleeping Lion awakens”.

The time has arrived to pose questions which will lead to solutions. These are the major issues I believe will demand direction and strategy:

a. North Koreas new President, Kim Jong Un II has given a strong indication that he will follow in his father’s footsteps with regards to underground testing of Nuclear Bombs and building his Army.

Other than the obvious threat, what are the adverse affects to the environment?

b. Secretary of Defense Panetta has set the stage for a Military Presence in Iran due to the recent revelation of the developing Uranium Enrichment, at the Fordo Facility, which is utilized in Nuclear Warheads. I believe the rumblings will start in Spring and the Summer will start with our Soldiers returning to The Middle East.

c. The nation remains apprehensive to discuss or acknowledge the far reaching repercussions of the Nuclear Accidents in Japan. This will be the year that the rumbling of the Nation will be heard and the country will create a cooperative effort to counteract the radiation contamination of our water tables. The Green Jobs will assist the USA in reinventing the country.

d. A realistic approach will be taken to discourage American companies from producing products abroad in Third World Countries. (For example: Levy heavy import taxes and create incentives to produce in the USA -i.e. Levy taxes high enough to make it cheaper to produce Stateside) I believe this process will start in 2012.

e. The collapse of the Banking System as we now know it, will be the Reality which catapults the nation into action.

f. Germany, England, and Israel, will be key players in working with the United States in creating water filtration systems and air filtration systems. It will finally resonate with all populations that there is an environmental issue which is the source of the problem resulting in cancer cases becoming epidemic in proportion-and we must address the water table contamination and air contamination, other wise everyone will die from cancer or at the very least experience a cancer related problem.

The precarious condition of the Banks will be glaringly transparent during the first quarter. As more foreclosures are released from the Dockets, the direction of the Banks will be clear. The infra- structure of the American Banks, i.e. Bank of America and Wells Fargo will be collapsing by being both top heavy with mortgages loans, in addition to the consequence of inflation due to printing money without gold bullion to back it. Each quarter more foreclosures will be released, to soften the blow to the American public. As the Banks are consolidated into less store fronts and the lay offs increase, the Americans will gradually internalize the inevitable direction of the Banking System. The Countrywide portion of Bank of America will go into bankruptcy in effort to absorb the foreclosed loans and other debts. This will lead to even more lay offs. The repercussions of a Banking System existing without proper sanctions imposed to govern the institution or place limitations/standards upon whom receives loans or areas in which these institutions invest, has crippled the economy. When the American Public finally recognizes the crisis, The Banking System as it stands, demands revision, an Elite Group of Bankers will make their presence known, as they have been forging ahead on a new system behind the scenes which will have stricter regulations than the Pre-Clinton Administration and will have a taxation system integrated into the Standards. I feel the new system will make it more difficult to launder money and obtain loans. Banking Investments will go through a series of Channels before approved and Bonuses will have ceilings.

Wells Fargo will suffer a similar fate.

I believe that an elite group is designing a system which will tighten Government Participation and a United Banking Transformation now. They will reinstate former Government Regulations on all loans, which will revise the Fanny Mae and Freddy Mac structure back to where it was prior to Clinton deregulating the banks-to secure the minority vote. (His battle cry was everyone should be capable of buying a home) I predict that a more direct taxing system will be introduced which will be levied upon any purchase, which will eliminate tax evasion. The government is desperate for money, and “necessity” segues into change. I see Denver, NYC., San Francisco, Seattle, Boston, and Chicago as the Power Houses which will reinvent the Banking System. The Banking System has to tighten in order for The United States to remain a world power.